THE LONG HAUL Successful retirement investing is a long-term business. You can’t time the market, so you must spend time in the market to save a sizeable nest egg…. …and finally, 22 years after he first began investing for retirement, he’ll reach his tipping point. That’s the year his investments earn more money than our […]

Some quiet thoughts to review over the weekend – enjoy! 2 Hours Day after day, year after year, it’s the interactions we have at home that have the biggest impact on who we become. Public school is an essential part of our culture. But the inputs and foundations that parents create are essential and they […]

Even successful families are prone to behavioral mistakes, goaded by the massive misinformation generated by the market, news agencies, the internet and our brother in law! This is where professional advice can help protect us from doing permanent damage. The intent of sharing some sort of balanced, positive, hopefully habit forming commentary is to counter […]

The problem you can’t talk about … is now two problems. Most people don’t get too upset at anything a two-year-old kid says to them. That’s because we don’t believe that toddlers have a particularly good grasp on the nuances of the world, nor do they possess much in the way of empathy. Mostly, though, […]

Our commentaries have always been designed to help you live and give like no one else. That normally means not filling your inbox with financial pornography that only serves to distract you from the things that truly matter. Actually, I have found my role to try and fill your mind with just a few tid-bits […]

Here a few thinkers, and the oldie but a goodie on budgets! Enjoy! Risk and the appearance of risk aren’t the same thing. In fact, for most of us, they rarely overlap.Realizing that there’s a difference is the first step in making better decisions. What you measure usually gets paid attention to, and what you pay […]

I think both of these commentary/articles remind me why so many of our clients are WEIRD. Weird in that most people don’t do their estate plan and most people can’t cover a $400 expense……but not our clients. Not if you engage in our IFG LifePath process. Articles like these excite me to our core about […]

What you measure usually gets paid attention to, and what you pay attention to, usually gets better. Numbers supercharge measurement, because numbers are easy to compare. Numbers make it difficult to hide. And hence the problem.   Income is easy to measure, and so we fall into the trap that people who make more money […]

Business Owners A simple formula that can boost your confidence. While selling can be scary, every entrepreneur has to master the skill of taking something out into the marketplace to see if other people think it’s valuable enough to buy…… While selling might still be unnerving, the potential buyer’s response gives you important feedback. Being […]

…The five principles of fear: Fear leads to physiological changes in the body (forced breathing, sweating, head pressure). Thus, it can be personally identified. Fear causes changes in how people think about and react to bad news (indecision, paralysis, building pressure, and panic). Thus, it often leads to bad decisions. Fear is different from panic. […]